Medicare Advantage Plans
What is Medicare Advantage?
Medicare Advantage Plan (like an HMO or PPO) is another Medicare health plan choice you may have as part of Medicare. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.
If you join a Medicare Advantage Plan, the plan will provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D).
Medicare pays a fixed amount for your care every month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare. However, each Medicare Advantage Plan can charge different out-of-pocket costs and have different rules for how you get services (like whether you need a referral to see a specialist or if you have to go to only doctors, facilities, or suppliers that belong to the plan for non‑emergency or non-urgent care). These rules can change each year.
Choose the Right Medicare Advantage Plan
Golden Path Senior Solutions can help you choose the right Medicare Advantage plan based on many factors such as:
- County residence
- Medical group
- List of covered drugs
- And more…
Common questions asked about Medicare Advantage Plans:
How often can I change plans?
You may change your Medicare Advantage Plan during two different enrollment periods.
During annual enrollment, you may add, drop or switch your Medicare coverage. The Annual Enrollment Period is October 15th – December 7th. Medicare Advantage Open Enrollment Period is available from January 1st – March 31st. If you’re already a Medicare Advantage plan member, you may disenroll from your current plan and either switch to a different Medicare Advantage plan one time only, or go back to Original Medicare during this period.
Can I see my doctor with a Medicare Advantage Plan?
There is a good chance that you will be able to still see your doctor with your selected Medicare Advantage Plan. Golden Path Senior Solution will work with you to find the right plan so that you can keep your doctor.
For low or no premium, why wouldn’t I want this plan?
There could be several reasons to pay more for a plan. If all of your doctors are not network providers, you may prefer to get a plan that allows you more choice to see any doctor that accepts Medicare in the country. Golden Path Senior Solutions will review the pros and cons with you.
Common questions asked about Medicare Advantage Plans:
How often can I change plans?
You may change your Medicare Advantage Plan during two different enrollment periods.
During annual enrollment, you may add, drop or switch your Medicare coverage. The Annual Enrollment Period is October 15th – December 7th. Medicare Advantage Open Enrollment Period is available from January 1st – March 31st. If you’re already a Medicare Advantage plan member, you may disenroll from your current plan and either switch to a different Medicare Advantage plan one time only, or go back to Original Medicare during this period.
Can I see my doctor with a Medicare Advantage Plan?
There is a good chance that you will be able to still see your doctor with your selected Medicare Advantage Plan. Golden Path Senior Solution will work with you to find the right plan so that you can keep your doctor.
For low or no premium, why wouldn’t I want this plan?
There could be several reasons to pay more for a plan. If all of your doctors are not network providers, you may prefer to get a plan that allows you more choice to see any doctor that accepts Medicare in the country. Golden Path Senior Solutions will review the pros and cons with you.